A lot of the time buyers don’t consult with a mortgage professional before they submit an offer. Contracts require you to note the type of loan, your deposit amount, and the amount of the loan. You should collect all pertinent info prior to making an offer to submit to your mortgage broker or lender beforehand, or immediately after you make your offer so you know what type and amount of loan you will qualify for. We work with great mortgage professionals! Let us know if you need a good referral!